Freedom Financial Network, LLC Credit Card Debt Help

Freedom Financial Network, LLC credit card debt help and Credit Card Debt & Bankruptcy Reviews.

Created in 2002 by Andrew Houser and Brad Stroh, California based Freedom Financial Network, LLC has offices around the United States. The goal of Freedom Financial Network, LLC is to help consumers get out of debt using alternatives to bankruptcy and costly debt consolidation plans.

More than ever, the general public has been spending more than it has been earning. Add to this growing unemployment, widespread corporate scandal, downturns in financial markets, and effects of catastrophe, and many consumers find themselves in need of credit card debt help to avoid facing bankruptcy and foreclosure. Families are finding it impossible to live on one income. Contributions to savings fall while costs of living increase. In 2005, the national savings rate became negative, meaning that rather than putting money into savings, people began pulling money out and closing accounts so they could make ends meet. In 2007 the average balance carried on credit cards was $7300. In the same year, 14.7% of families had credit card debt balances exceeding 40% of their total household income, and by August 2009, Experian reported that the average American is responsible for $16,635 in non-mortgage debt.

Freedom Financial Network, LLC implements its strategies for credit card debt help using Bills.com, Freedom Debt Relief, Freedom Tax Relief, Freedom Student Loans and Freedom Mortgage. Each division has tools designed to assist in the areas of financial freedom clients require. Some products are available through more than one division while others are unique. The tools offered by the Freedom Financial family include debt counseling, intervention to obtain repayment reductions, loan consolidation using secured and unsecured loans, and consultations with specialists to deal with small business and tax issues.

You would be correct to think that Freedom Financial Network, LLC has many competitors. Credit card debt help is big business. Total Debt Solutions, Care Credit, Debt Relief USA, and Debt America are just a few of the names that can be found. These organizations list the same concerns that Freedom Financial Network seeks to eliminate. Depending on the situation, the other companies may be able to help eliminate debt, negotiate more favorable terms, or consolidate for convenience. What makes the programs Freedom Financial Network offers different than the majority of its competitors' programs is that all fees are paid by the consumers to ensure that the consumer's interest is 100% represented. When a company earns a fee from creditor, the company cannot release itself from obligation to represent interests on both sides of the table, which may not always be the best outcome for the consumer.

Freedom Financial Network, LLC advertises that it strives to be more than just last effort credit card debt help for families. The company vision is to be a leader in helping consumers find financial solutions and the programs they have developed are aimed at educating consumers through compassion, innovation, and integrity.

Author: S. Shemie, Credit Card Debt & Bankruptcy Reviews