CareOne Credit Counseling

CareOne Credit Counseling provides clients with good credit card debt solutions with service.

Are you like 35% of Americans these days and are in need of credit card debt help? Have you looked at CareOne Credit Counseling? They have a CareOne Debt Management Plan that helps you pay less, pay off your debt faster and build your money management skills by paying one monthly payment for all your credit cards and any unsecured debts that you may have.

They also offer a Settlement Service that is designed for people who cannot afford the Debt Management Monthly Payment Plan. You are able to pay back a portion of your debt to the credit card companies and avoid bankruptcy, something alot of us want to steer clear of. The company will work to negotiate a settlement with your credit card companies and allow you to repay your debt at an amount you can afford over a 3 to 5 year period.

If all else fails CareOne Credit Counseling does offer Bankruptcy help also. If your situation leaves you unable to pay back even a portion of your debt, you may want to explore whether filing bankruptcy is an option for you. If babkruptcy finds to be the best thing for you to consider then CareOne will give you the information for a national law firm to help you work through your bankruptcy.

Similar to CareOne there are other companies out there that offer similiar credit card counseling. American Consumer Credit Counseling offers similiar programs in Consumer Credit Counseling, Debt Management, and Debt Consolidation is one that I found as well as Springboard Nonprofit Consumer Counseling. Springboard offer Credit Debt Counselors, HUD Approved Housing Counselors, Reverse Mortgage Counselors, and Pre-Bankruptcy Counselors. Good luck with whatever you decide, just remember what you do will be with you for a very long time. I am sure there is a credit card debt help company out there for you.

Author: R. Emerson, Credit Card Debt & Bankruptcy Product & Service Reviews